What's breaking,
and how bad it's been before.

Thirty-four indicators of financial stress, drawn from eight United States government sources, updated three times every weekday and ranked against twenty-eight years. An app for iPhone and iPad.

Crashboard: Market Barometer

Conditions now, free forever — the reading, every indicator behind it, the world panel and twenty-eight years of it. $29.99 a year for the forward lens. iPhone and iPad, iOS 17 or later.

Download on the App Store

The dashboard, explained

1Today's verdict — One word for where the forward reading sits against every day since 1998, with the date it was read. A rank, not a forecast. 2Around the world — The US, other advanced economies and emerging markets, each against its own record. Free, and coloured by the same scale as the screen behind it. 3How far from ordinary — Each reading on a scale marked once per standard deviation of its own twenty-eight years, so a quiet week and a crisis are told apart by distance, not by shade. 4Why it is this colour — The background is the rank itself, taken from the Conditions Ahead reading in the headline. Deep red is the worst on record, deep green the best. 5Conditions Now — Stress visible today: credit spreads, bank failures, funding pressure. Every row, and the whole record behind it, is free. 6Conditions Ahead — What is building underneath — the yield curve, issuance appetite, what assets cost. Allowed to disagree with the present, and the half a subscription buys. 7Twenty-eight years — Every day since 1998, each coloured by its own reading. Drag to scrub, or jump to a date, and everything above moves with it.

Open the screenshot full size — the dashboard is denser than a phone can show.

Two readings

And where in the world it sits

A third reading, free to everyone: the Office of Financial Research's global stress index, split into the United States, other advanced economies and emerging markets. Each is ranked against its own record rather than against the others — emerging markets swings about a fifth as wide as the United States, so the raw figures are not comparable and the ranks are.

The colour is a rank, not a verdict

The background runs from deep red to deep green, ranked against every day since 1998. It follows the Conditions Ahead reading — the same number the headline names — so the colour and the verdict can never disagree with each other, though either may disagree with the present.

Where the data comes from

All data comes from United States government sources in the public domain, or from sources that explicitly permit redistribution. No licensed market data is used or republished. They publish on their own schedules, noted below: a reading is never fresher than its slowest input, and the app carries how stale each indicator is into the weight it is given.

• Federal Reserve Economic Data — Federal Reserve Bank of St. Louis. Government-authored series only; copyrighted series are excluded at ingest. This product uses FHFA data but is neither endorsed nor certified by FHFA. FRED is the delivery channel rather than the author: the quarterly series include the Federal Reserve Board of Governors' Z.1 financial accounts and the Bureau of Economic Analysis national accounts. 32 series: daily, weekly, monthly and quarterly
• US Treasury Fiscal Data — Bureau of the Fiscal Service, US Department of the Treasury. 5 series: daily, one monthly
• FDIC BankFind — Federal Deposit Insurance Corporation. 2 series: checked daily, but bank failures are episodic
• CFTC Commitments of Traders — US Commodity Futures Trading Commission. 7 series: weekly
• US Energy Information Administration 2 series: weekly
• OFR Financial Stress Index — Office of Financial Research, US Department of the Treasury. The index is the OFR's own computed measure; its inputs are not redistributed. 4 series: daily
• USGS earthquake catalogue — US Geological Survey. 1 series: daily
• FEMA disaster declarations — Federal Emergency Management Agency, OpenFEMA. 1 series: checked daily, declarations are episodic

What it costs

Privacy

No account. No sign-in. No analytics, no advertising identifier, no third-party SDKs, no tracking of any kind. Everything is computed on your device. Nothing about you is transmitted anywhere. This website sets no cookies. Read the full policy.